> For the complete documentation index, see [llms.txt](https://docs.himaxwell.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.himaxwell.com/release-notes/2026-release-notes/august-6th-2026-release-notes.md).

# August 6th, 2026 Release Notes

### Summary 

* [Argyle VOI/E Integration in Beta ](#argyle-verification-of-income-and-employment)
* [Encompass Hosted Disclosures Updates ](#maxwell-hosted-disclosures-updates)
  * [UAT Environment Support ](#encompass-uat-environment-support)
  * [Custom Disclosure Document Mapping to eFolder](#custom-disclosure-document-mapping-to-efolder)
  * [ITP date setting fix](#intent-to-proceed-date-fix-in-encompass)
  * [Misc. Disclosure Bugs & UX Updates](#misc.-disclosure-ux-updates-and-bug-fixes)
* [Real Estate Agent Contact Information Mapping to Encompass](#real-estate-agent-contact-info-mapping-to-encompass)
* [Encompass eFolder Document Mapping](#encompass-document-mapping-integration)
* [QuickPricer Updates](#quickpricer-updates)
  * [Refresh points changes <.250 ](#refresh-vs.-expire-pricing-for-points-changes-less-than-0.250)
  * [Expected AUS selections in pricing search ](#expected-aus-selection-for-price-my-loan-and-optimal-blue-integrations)
  * [Mortgage Insurance product expansions](#mortgage-insurance-elgibility-expansion)
  * [EPPS requested rate lock data in search](#epps-requested-rate-lock-data-included-in-search)
  * [SmartFees Lender Fees Integration](#smartfees-cotality-lenderfees)
  * [Est. Closing Costs Calcs when SmartFees Applied](#est.-closing-costs-calculations-when-smartfees-applied)
* [Updated Desktop Underwriter Report PDFs ](#updated-desktop-underwriter-reporting-pdfs-versions)
* [Bugs & Support Issues](#bugs-and-support-issues)

### Verification of Income and Employment powered by Argyle

We are excited to announce our new partnership with **Argyle** to provide lenders with a faster, more efficient way to verify borrower employment information directly through the Maxwell Point of Sale.

With Maxwell's VOI/E powered by Argyle, borrowers can securely connect their payroll information, allowing lenders to quickly access verified employment data and reduce manual document collection during the loan process.

<figure><img src="/files/ep0MSw4NC3FMVYrCXZlr" alt=""><figcaption><p>Borrowers search and securely connect to their employer payroll provider. </p></figcaption></figure>

<figure><img src="/files/RLdOEcs0MnxyMBxBwrFo" alt=""><figcaption><p>The Lender Can review reports and income updates and request report refreshes. </p></figcaption></figure>

<figure><img src="/files/DWyrdhUDC7sNFbKBcY1p" alt=""><figcaption><p>Argyle VOIE reports are </p></figcaption></figure>

#### Key Benefits

**Save Days on Verification Turnaround Times**\
Eliminate the waiting associated with borrower document collection and manual employment verification. Maxwell VOE/I helps lending teams access verified employment and income data earlier in the process, reducing bottlenecks between application, processing, and underwriting.

**Lower Verification Costs**

Maxwell's VOI/E is among the lowest cost options for verification in the market which makes it affordable to bring it into the POS early qualification process. With reverifications available for up to 90 days after the initial report, lenders can help control verification expenses throughout the loan lifecycle.

**Seamless User Experience**\
Maxwell VOE/I is embedded directly into the mortgage point-of-sale experience, allowing borrowers and lending teams to complete verification without leaving the workflow or managing separate platforms.

Borrowers can securely connect their employment information through a simple digital experience, reducing friction during the application process.

**Expanded Coverage for Higher Pull Through Rates**\
Argyle supports thousands of employers and payroll providers, with coverage across approximately 90% of the U.S. workforce. Combined with strong borrower credential connection rates,  increase the likelihood of receiving verification data earlier in the mortgage journey.

**GSE Validation and Rep & Warrants**

Maxwell VOE/I data supports agency validation workflows and may help eligible lenders pursue Representation & Warranty relief through applicable Freddie Mac and Fannie Mae programs.

* Freddie Mac Loan Product Advisor (LPA) validation through AIM certification
* Fannie Mae Desktop Underwriter (DU) Direct Income and Employment Assessment (D1C)

#### How It Works

1. Borrowers are invited to connect their employment information through the Maxwell Point of Sale either during the application process in the income section, or after as a follow up task.&#x20;
2. Borrowers search for their employer and securely authenticate with their payroll provider.
3. Argyle retrieves verified employment information and provides the data back to Maxwell. This includes VOI/E documents, paystubs, W2s or 1099.&#x20;
4. Loan teams can review the employment verification results in the POS and use the information during processing.
5. When applicable Maxwell sync the VOIE report, payroll documents, and  report ID to the LOS.&#x20;
6. Lenders can refresh VOIE reports with a valid borrower connection for up to 90 days.&#x20;

#### VOIE Availability

Argyle Verification of Employment is available for customers to begin on-boarding. Contact your Maxwell representative or <help@himaxwell.com> to learn more about enabling this feature for your organization.&#x20;

You can learn more about our [Argyle integration feature overview here.](https://docs.himaxwell.com/platform-overview/admins-and-tech-support/integrations/verification-of-employment-income-voie/maxwell-verification-of-employment-and-income-voe-i-powered-by-argyle)&#x20;

### Maxwell Hosted Disclosures Updates&#x20;

#### Encompass UAT Environment Support&#x20;

Maxwell added Hosted Disclosures service support for Encompass UAT environments, allowing lenders to test disclosure updates ahead of upcoming releases.

{% hint style="info" %}
To add an Encompass UAT enviroment Maxwell.&#x20;

1. Reach out to <help@himaxwell.com>&#x20;
2. If you have not set up your Maxwell UAT site, provide your Encompass UAT instance ID and credentials to your Maxwell support specialist
3. **In Encompass follow the** [**Encompass Service setup steps** ](https://docs.himaxwell.com/platform-overview/admins-and-tech-support/integrations/loan-origination-systems-los/encompass/encompass-e-disclosure-integration/maxwell-hosted-encompass-edisclosures#encompass-setup)
   {% endhint %}

#### Custom Disclosure Document Mapping to eFolder&#x20;

Maxwell improved handling of special characters (such as periods and hyphens) in custom disclosure document names, resolving an issue that could prevent signed disclosure documents from being returned to the Encompass eFolders.

#### Intent to Proceed Date Fix in Encompass&#x20;

In the most recent 26.2 Release Encompass release. ICE resolved an issue that allows lenders using Hosted Disclosures to set Intent to Proceed in the *LE Page 1 Form.*&#x20;

Lenders using hosted disclosures are now able to set ITP date either in the LE Page 1 form or in the Dislcousre Tracking Log details.&#x20;

#### Misc. Disclosure  UX updates and Bug Fixes

**Updated SSA-89 Form Required Initial**

Updated the SSA-89 form consent flow so borrowers are only required to provide their initials if they choose to enter a specific number of days that their consent is to remain valid.&#x20;

**Added Delete Permission for Admin Users**

Added a new permission for provisioned admin users that allows them to delete disclosure tasks from the borrower UI when disclosures were issued incorrectly. To enable this for a subset of users at your organization reach out to <help@himaxwell.com>

**Moved Signature Mapping Points to Reduce Overlap**

Moved signature field mapping points for hosted disclosure SignAndDate fields up by 8 pixels. This update prevents DocuSign tags from rendering over the signer’s name below the signature line.

### Real Estate Agent Contact Info Mapping to Encompass&#x20;

We have standardized the Real Estate Agent contact details so that if a borrower enters Real Estate agent contact information into their loan application those details will map over to Encompass Buyer Agent contact details.&#x20;

<figure><img src="/files/XT7kwJbfC7wDwlNncUCL" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
**Note:** Mapping borrower agent contact information to the LOS requires a slight modification to the borrower application Blueprint details.&#x20;

If you wish to Opt out not have the real estate agent question modified in your application please reach out to <help@himaxwell.com> no later than 8/12
{% endhint %}

### Encompass Document Mapping Integration&#x20;

Maxwell has enhanced our document mapping integration to allow lenders to select where they want specific document types to map into their Encompass eFolder. Bypassing the need for a LOA or Processor to review documents, rename them and then move them into specific eFolders manually.&#x20;

**Admin Set Up**&#x20;

* We've created a new Document Manager tab that allows admins to map which folders documents should map to by document type.
  * Maxwell scans Encompass for all sub folders that are currently available in your eFolder.&#x20;
  * Admins can search and select which folder each document type should map to in Encompass
  * From that point forward any new documents pushed to Encompass should map to that Folder.&#x20;
  * If a document cannot be classified to a document type it will fall back to the default folder mapping.&#x20;

<figure><img src="/files/aB2rUZvk7CdlpRE2DbSu" alt=""><figcaption></figcaption></figure>

**User Experience**

* After a borrower or lender user uploads a document Maxwell's DocAI feature scans and classifies the document type (e.g. W2, 1099, Mortgage Statement, etc.)&#x20;
* After classifying the document type Maxwell automatically renames the document  filetype\_borrowername\_mm\_dd\_yy\_v#&#x20;
  * e.g. paystub\_JohnHomeowner\_07\_31\_26\_v1
* The document will either push automatically to Encompass or wait to be pushed manually depending on your organization settings.&#x20;

Allow files from the POS to push to specific folders in the Encompass eFolder.​

**Key Features​**

* New access level option for exposing for administrators​
* Configure folder mapping by Partner/Site​
* Leverages Document AI classification to drive the integration and validation before push​
* Conforming file naming convention

### QuickPricer Updates

#### Refresh vs. Expire Pricing for Points Changes <0.250

We've updated pricing behavior when points change after a loan scenario has been selected.

If the selected product's points value changes and expires within your pricing P\&PE, Maxwell will automatically select the closest available option in the positive direction within **0.250 points** of the previously selected product.

Additional updates:

* If **Mortgage Insurance (MI)** and/or **SmartFees** were included in the original scenario, those values will be retained on the loan.
* If no available pricing option exists within the 0.250-point range, the pricing will expire and the Loan Officer will be prompted to run a new pricing search and select a new scenario.

This update helps preserve selected loan scenarios when minor pricing changes occur while reducing unnecessary repricing steps.

<figure><img src="/files/pzXkOCObwDv6RYBkXtNY" alt=""><figcaption></figcaption></figure>

#### **Expected AUS Selection for Price My Loan & Optimal Blue Integrations**&#x20;

We've added an optional **AUS Selection** field to the QuickPricer search experience for lenders using **Price My Loan and Optimal Blue P\&PEs** who require an AUS selection to return pricing.

* The AUS Selection field will default to **None** on the initial search unless another value is specified.
* Lenders that require AUS selection for pricing will now be able to provide the necessary information directly within the QuickPricer search.

#### **Mortgage Insurance Elgibility Expansion**&#x20;

Expanded Mortgage Insurance service eligibility to all conforming loan products with a loan-to-value (LTV) ratio greater than 80%. Previously, eligibility was limited to products with "FNMA" or "FHLMC" explicitly included in the loan product name.

#### EPPS Requested Rate Lock Data Included in Search&#x20;

Resolved an issue with EPPS pricing searches where the requested rate lock period was not being included in pricing requests

#### SmartFees (Cotality) - LenderFees&#x20;

For lenders using a **SmartFees integration** for closing fee management, Maxwell now returns any **Lender Fees** configured within the fees integration.&#x20;

These fees will:

* Pull the correct state specific Lender Fees based on the Subject Property address.&#x20;
* Display as an itemized list within the **SmartFees Quote Details**
* Be included in **Estimated Closing Costs** calculations
* Be included in **Cash to Close** calculations

This update provides greater transparency into lender-specific fees and ensures the estimated closing cost calculations accurately reflect the fees that the borrower will pay at closing.&#x20;

<figure><img src="/files/KxBrParo7i4sl1HsbiBv" alt=""><figcaption></figcaption></figure>

#### **Est. Closing Costs Calculations when SmartFees Applied**

We've resolved an issue where Estimated Closing Costs were not calculating correctly after SmartFees was added to a loan product in QuickPricer.

This update ensures closing cost calculations accurately reflect SmartFees amounts when included in a loan scenario.

Click here to learn more about our [SmartFees integration](/platform-overview/admins-and-tech-support/integrations/fees/smartfees.md) and how to enable it for your lending team.&#x20;

### Updated Desktop Underwriter Reporting PDFs Versions

We updated our Desktop Underwriter integration to return the latest reports available.&#x20;

* Conventional loans use DU v12.1&#x20;
* FHA and USDA use DUG 4.1.&#x20;
* VA loans use DU VA4.0

#### **Conventional Loans DU v12.1**

<figure><img src="/files/fIPRykxIaqJjKHWFmWD2" alt=""><figcaption></figcaption></figure>

#### **FHA and USDA use DUGv4.1**&#x20;

This now generates a formatted HTML file and stores as a PDF vs. plain text file pdf&#x20;

<figure><img src="/files/NcLR7Wr3uwRcTb3hBx7R" alt=""><figcaption></figcaption></figure>

#### **VA Uses DU VA4.0**

<figure><img src="/files/vtB50s44jzGB83VIF0vg" alt=""><figcaption></figcaption></figure>

### Bugs & Support Issues&#x20;

* Resolved an issue where estimated closing costs could be calculated incorrectly for lenders using the PriceMyLoan integration.
* Fixed an issue where loan teams could receive an unnecessary warning about incurring potential credit charges even when credit had already been pulled through the Point of Sale.
* Resolved LPA issue with alimony calculation as a negative income.&#x20;
* Resolved LPA issue where condominium properties could be classified incorrectly, improving submission accuracy.
* Resolved several LPA data mapping issues that could cause certain LPA submissions to fail when optional loan attributes like balloon payments or interest only were not provided.
* Fixed an issue that could allow borrowers to select expired loan products on duplicated loan files..&#x20;
* Resolved an issue on mapping actual lock period to `Encompass Field 432.`&#x20;
* Fixed an issue where estimated monthly payments on Pre-qualifications could be calculated incorrectly when additional housing expenses, such as supplemental insurance or taxes, were included.
* Resolved an issue where Closing Documents tasks could occasionally fail to appear in the Point of Sale after being sent.
* Added user access level to the user management .csv export.&#x20;
* Added a monthly calculation displayed under income calculations.&#x20;
* Resolved an issue where borrowers could view pre-qualification letters in the document vault before the lender sent the document to the borrower.&#x20;