# February 4th, 2026 Release Notes

### Summary

* [Doc AI Document Completeness ](#doc-ai-document-completeness)
* [Borrower Spanish Translations](#borrower-spanish-translations)
* [LPA v6.0 Update  ](#lpa-v6.0-update)
* [Maxwell Hosted e-Disclosures Updates](#maxwell-hosted-e-disclosures-updates)
* [Bugs & Code Cleanup](#bugs-and-code-cleanup)&#x20;

### Doc AI Document Completeness

We now recognize when pages are missing from documents and prompt the borrower to confirm and upload the additional pages.

A common use case is Bank Statements, which could include an "intentionally blank" page. Underwriters need this page, but borrowers don't know this. With this update, we remove the confusion and the manual back-and-forth between borrowers and lending teams!

For additional details, [see the Lender Hub AI article](https://docs.himaxwell.com/platform-overview/lender-hub/borrower-tasks/ai-powered-document-validation#document-classification).

### Borrower Spanish Translations

To help our lenders better serve their growing market of Spanish speaking borrowers we're excited to announce an update that enables us to translate the borrower point of sale experience to Spanish.&#x20;

<figure><img src="https://2622734615-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MNeX8nmtEPnFygumL_k%2Fuploads%2Fr1gLPVKtxcxOknXMVA5J%2FSpanishTranslation2.gif?alt=media&#x26;token=08a79412-d603-490a-aaa2-afb53db8c450" alt=""><figcaption></figcaption></figure>

#### Spanish Translations Testing & Rollout Timeline&#x20;

To ensure a quality experience for all users we're going to be rolling out the Spanish Translations in phases.&#x20;

| Phase                                            | Purpose                                                                                                    | Timing                |
| ------------------------------------------------ | ---------------------------------------------------------------------------------------------------------- | --------------------- |
| <ol><li>Internal Testing  </li></ol>             | Turn on translations for internal test sites to allow admins and internal users to review/test experience. | Starting February 9th |
| <ol start="2"><li>Best Testing </li></ol>        | Live testing with borrowers and lenders on a limited number of sites.                                      | March                 |
| <ol start="3"><li>General Availability</li></ol> | Available to turn on for all borrowers and lenders who wish to enable.                                     | Q2                    |

To learn more about the Spanish Translations feature and the borrower experience please review our [**Spanish Translations Feature Overview Documentation**](https://docs.himaxwell.com/~/changes/664/platform-overview/borrower-hub/spanish-translations).&#x20;

If you would like to be a part of our Admin or Beta testing phases please contact **<help@himaxwell.com>** and our team will guide you through the setup and testing process.&#x20;

### LPA v6.0 Update

We’ve updated our integration with Freddie Mac’s Loan Product Advisor to support the new **LPA v6.0 API**, ahead of Freddie Mac’s planned retirement of version 5.3 in March 2026.

This upgrade delivers two major improvements for lenders and loan officers:

#### **1. Enhanced Feedback Certificate**

Freddie Mac has redesigned the Feedback Certificate to help users identify key insights faster. Updates include:

* A layout optimized to highlight actionable information
* Fewer pages returned
* Updated terminology aligned with the Uniform Residential Loan Application (URLA) and broader industry language
* More consistent, standardized feedback messages

<figure><img src="https://2622734615-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MNeX8nmtEPnFygumL_k%2Fuploads%2F5qmZwTNtcj5AbHTieG6x%2FScreenshot%202025-12-11%20at%2010.45.19%E2%80%AFAM.png?alt=media&#x26;token=6173523f-5317-44b8-ae6b-5f7b5bf65076" alt=""><figcaption><p>Sample of Freddie Mac's redesigned feedback certificate. </p></figcaption></figure>

#### **2. Reduced Dataset Requirements**

LPA v6.0 allows requests without several previously required “edge case” data points. This means your system can now submit LPA without fields such as:

* BalloonIndicator
* InterestOnlyIndicator
* NegativeAmortizationIndicator

These values now default within LPA when not provided, reducing what your team must collect to run an assessment.&#x20;

#### **More Information on LPA**

This will be automatically updated for all organizations leveraging Maxwell's LPA integration.&#x20;

For more technical details on LPA v6.0 including updated schemas, new data points, and other request/response file changes, refer to Freddie Mac’s LPA v6.0 Specification Bulletin below.

{% file src="<https://2622734615-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MNeX8nmtEPnFygumL_k%2Fuploads%2FthP9KvWVJTxTFxjuF2mR%2FLPA%20Specification%20Bulletin%20v6.0.00_02-27-25%20(2).pdf?alt=media&token=4cd7d5dc-e40f-4f47-8401-0e2e905aac53>" %}

If your organization hasn’t enabled LPA within the Maxwell POS and would like to set up this integration, reach out to [**help@himaxwell.com**](mailto:help@himaxwell.com).

### Maxwell Hosted e-Disclosures Updates

<figure><img src="https://2622734615-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MNeX8nmtEPnFygumL_k%2Fuploads%2FlNAo0qQduYKJjC9a7mPe%2FScreenshot%202026-01-30%20at%209.46.38%E2%80%AFAM.png?alt=media&#x26;token=7a266028-114e-4fc3-9d84-268817ca2e2d" alt=""><figcaption></figcaption></figure>

#### Hosted Disclosures with e-Sign Included

Maxwell's e-Disclosures experience comes included with e-sign provider so you do not need to provide your own e-sign credentials or envelopes. This ensures a consistent experience for your borrowers within the Point of Sale.&#x20;

#### Setting Actual LE Received Date&#x20;

Maxwell now sets actual received date of the Loan Estimate. This event is set based on the borrower first opening and viewing their disclosure packages in our e-Sign provider. The presumed date will still be calculated based on 3 days after the LE was sent.&#x20;

<figure><img src="https://2622734615-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MNeX8nmtEPnFygumL_k%2Fuploads%2F3694Dv515Q6kcUvcyi6L%2FScreenshot%202026-01-26%20at%2011.20.17%E2%80%AFAM.png?alt=media&#x26;token=ed11f38a-30ad-478e-a0d5-25befd528bd6" alt=""><figcaption></figcaption></figure>

Your customer success manager will be in contact with you about your on-boarding and testing plan for Hosted Disclosures in Maxwell POS.&#x20;

### Bugs and Code Cleanup&#x20;

* Updated LPA credentials management to make "Seller Number" field required&#x20;
* Updated the "Start My Application" to make the copyed application link a hyperlink&#x20;
* Fixed an issue where Lender Milestones updates from the LOS where they were displaying the last completed milestone in the LOS vs the current milestone. Now lender milestones reflect the current milestone selected in the LOS.&#x20;
* Updated borrower Pre-qualification letters tooltip to allow them to change amounts to original pre-qualification values. (see image below)&#x20;

<figure><img src="https://2622734615-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MNeX8nmtEPnFygumL_k%2Fuploads%2FDn60x0RC1iWol0ac4Oy7%2FScreenshot%202026-01-30%20at%2010.35.07%E2%80%AFAM.png?alt=media&#x26;token=95427e01-aa6c-4393-8f38-84b39aba3170" alt=""><figcaption></figcaption></figure>
