# Xactus / Avantus

| Xactus                   |                                                                                                                                                                                                                                                                                                                                                                                        |
| ------------------------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Borrower Hub Integration | <ul><li>Borrowers are asked for their full name, SSN, and DOB</li><li>Upon providing relevant information, borrowers are prompted to authorize a credit pull</li><li>Clients can choose an automated credit pull after authorization is received or a manual pull completed by the LO in the Lender Hub</li><li>Borrowers can view their scores by reviewing the Credit Task</li></ul> |
| Lender Hub Integration   | <ul><li>Lender will need to provide login account identifier and password.</li><li>Based on permissions, Lender Hub users can pull borrower credit reports after credit authorization is received</li><li>After a report has been pulled, Lender Hub users can view borrower credit scores and the credit report</li></ul>                                                             |
| Additional Information   | Clients will need to ask their credit provider to whitelist Maxwell IP addresses                                                                                                                                                                                                                                                                                                       |