> For the complete documentation index, see [llms.txt](https://docs.himaxwell.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.himaxwell.com/release-notes/2026-release-notes/march-4th-2026-release-notes.md). # March 4th, 2026 Release Notes ### Summary * [Borrower Spanish Translations](#borrower-spanish-translations-in-beta-testing) available for Beta Testing * [LPA v6.0 Update](#lpa-v6.0-update) * [Lender Concessions](#lender-concessions) for OB and Encompass Users * [Document AI Classification Enhnacements](#document-ai-classification-enhancements) * [Bugs & Code Cleanup ](#bugs-and-support) ### Borrower Spanish Translations in Beta Testing We are excited to announce a new update that enables Spanish translation within the borrower Point of Sale experience. This enhancement helps lenders better serve their growing community of Spanish speaking borrowers.
#### Spanish Translations Testing Plans & Rollout Timeline To ensure a high quality experience, we are conducting a structured testing and phased rollout of Spanish Translations. To learn more and participate in our beta testing [**please review our Spanish On-Boarding & Testing Guide**](https://docs.himaxwell.com/platform-overview/borrower-hub/spanish-translations/spanish-translations-on-boarding-and-testing-guide)**.** If you are interested in joining the Admin or Beta testing phases, please contact **** and our team will guide you through the setup and testing process. | Phase | Purpose | First Available Timing | | ------------------------------------------------ | ---------------------------------------------------------------------------------------------------------- | ---------------------- | |
  1. Internal Admin Testing
| Turn on translations for internal test sites to allow admins and internal users to review/test experience. | February | |
  1. Beta Testing
| Live testing with borrowers and lenders on a limited number of sites. | March | |
  1. General Availability
| Available to turn on for all borrowers and lenders who wish to enable. | Q2 | To learn more about the Spanish Translations feature and the borrower experience, please review the [**Spanish Translations Feature Overview Documentation**](https://docs.himaxwell.com/~/changes/664/platform-overview/borrower-hub/spanish-translations). This guide provides a detailed overview of functionality, user experience, and key considerations for lenders supporting Spanish speaking borrowers. ### LPA v6.0 Update We’ve updated our integration with Freddie Mac’s Loan Product Advisor to support the new **LPA v6.0 API**, ahead of Freddie Mac’s planned retirement of version 5.3 in March 2026. This upgrade delivers two major improvements for lenders and loan officers: #### **1. Enhanced Feedback Certificate** Freddie Mac has redesigned the Feedback Certificate to help users identify key insights faster. Updates include: * A layout optimized to highlight actionable information * Fewer pages returned * Updated terminology aligned with the Uniform Residential Loan Application (URLA) and broader industry language * More consistent, standardized feedback messages

Sample of Freddie Mac's redesigned feedback certificate.

#### **2. Reduced Dataset Requirements** LPA v6.0 allows requests without several previously required “edge case” data points. This means your system can now submit LPA without fields such as: * BalloonIndicator * InterestOnlyIndicator * NegativeAmortizationIndicator These values now default within LPA when not provided, reducing what your team must collect to run an assessment. #### **More Information on LPA** This will be automatically updated for all organizations leveraging Maxwell's LPA integration. For more technical details on LPA v6.0 including updated schemas, new data points, and other request/response file changes, refer to Freddie Mac’s LPA v6.0 Specification Bulletin below. {% file src="/files/eOOZ7EsQDSTExVsgm8XV" %} If your organization hasn’t enabled LPA within the Maxwell POS and would like to set up this integration, reach out to [**help@himaxwell.com**](mailto:help@himaxwell.com). ### Lender Concessions Maxwell’s [**Lender Concessions feature** ](/platform-overview/lender-hub/quickpricer/lender-concessions.md)is available for lenders using Optimal Blue and Encompass who want Loan Officers to request and share lender concessions directly within the Point of Sale. This feature helps Loan Officers incorporate concession pricing into borrower conversations and streamline concession requests. #### Key Capabilities With Lender Concessions enabled, Loan Officers can: * Calculate lender concessions directly within the POS * Share concession discounts with borrowers during early-stage pricing scenarios to highlight added value * Submit concession requests from the POS to Optimal Blue for approval This functionality improves transparency in borrower pricing discussions and reduces manual steps in the concession request process.

Lender Concessions allows you to calculate concessions amounts within your approval limits within the POS.

LO's can also request rate locks with concession from the point of sale.

#### **How to Enable** If your organization uses Encompass and Optimal Blue and would like to enable **Lender Concessions**, an organization admin should contact ****. Our Customer Success team will guide you through the setup process and confirm that your concession limits and approval settings are properly configured in the Point of Sale. {% hint style="info" %} **Prerequisites for Lender Concessions:** * Encompass LOS connection with Rate Locking enabled * Optimal Blue P\&PE integration with concession limits and approvals settings managed in OB. * QuickPricer feature enabled * A Credit Reporting integration enabled {% endhint %} ### Joint Credit Authorization We have updated the Joint Credit user experience on co-borrower applications to improve usability and strengthen compliance with FCRA and ECOA best practice standards. #### Key Updates to the Borrower Credit Experience * Explicitly capture credit authorization from each borrower on all joint credit applications when a credit integration is enabled. * Explicitly capture a joint credit authorization on all co-borrower applications when a credit integration is enabled. * Waiting to run automated credit pulls until after each borrower has logged in and provided the required authorizations. These updates help ensure clear borrower consent to credit and support compliance with applicable credit authorization requirements. ### Document AI Classification Enhancements #### Support for multiple document type on a task Tasks now support selecting more than one document type for classification. This drastically increases the flexibility and configurability of task templates. For example, an "Income" task can now accept Paystubs, W-2s, Pension Award Letters, or any other selected document types.
#### Document categories For certain document types which are often combined, we have introduced generic document categories. For example, when selecting a document type, users can now select "1099", which will automatically approve the various 1099 document types (1099-DIV, 1099-MISC, 1099-INT, etc.)
Below are the mappings introduced in this release: | Document Category Name | Included Document Types | | ---------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | 1099 |

1099-C - Cancellation of Debt
1099-DIV - Dividends and Distributions
1099-G - Certain Government Payments
1099-INT - Interest Income
1099-K - Payment Card and Third Party Network Transactions
1099-LTC - Long-Term Care and Accelerated Death Benefits
1099-MISC - Miscellaneous Information
1099-NEC - Non-Employee Compensation
1099-Q - Payments from Qualified Education Programs
1099-R - Distributions from Pensions, Retirement Plans, etc.
1099-S - Proceeds from Real Estate Transactions
SSA-1099 Social Security Benefit Statement

| | Personal Tax Return |

1040 - U.S. Individual Income Tax Return
1040-NR - U.S. Nonresident Alien Income Tax Return
1040-SR - U.S. Income Tax Return for Seniors

| | Business Tax Return |

1120 - U.S. Corporation Income Tax Return
1120-F - U.S. Income Tax Return of a Foreign Corporation
1120-S - U.S. Income Tax Return for an S Corporation

| | Tax Return |

1040 - U.S. Individual Income Tax Return
1040-NR - U.S. Nonresident Alien Income Tax Return
1040-SR - U.S. Income Tax Return for Seniors
1120 - U.S. Corporation Income Tax Return
1120-F - U.S. Income Tax Return of a Foreign Corporation
1120-S - U.S. Income Tax Return for an S Corporation

| *NOTE: In a future release we will be adding specific identification document types (Driver's License, Passport, etc.)* ### Bugs & Support * Made an update to hold on sending lender notifications about a new application file started until the borrower's application is made visible in the pipeline. * Resolved Byte API issues.​ * Improved the co-borrower experience for Encompass disclosures to clarify where borrowers need to sign. * Resolved a temporary regression bug where the estimated property value was calculated incorrectly on cash-out refinances.​ * Resolved an issue that caused duplicate pending pricing comparisons to be created in QuickPricer.​ * Fixed an issue where task titles or descriptions were not appearing in some borrower task reminder emails.​ * Resolved a certificate error that briefly blocked credit report pulls for Partners Credit.​