Credit Check

Credit Check

Credit Check allows you to pull a credit report in the point of sale, view results, and make limited adjustments to the line item liabilities.

Your organization can be configured to run a soft pull, single-bureau report, tri-merge, or a full hard credit report, depending on your preferences.

Pull Credit Report

1. Go to Services Tab --> Credit Check

2. Click Order Credit Report (At minimum you need full borrower name, address, SSN, and credit authorization)

3. Confirm your have borrower authorization and Order Report (This is typically collected in the loan application, at first login but you can get verbal authorization.)

View Results

We display the scores and summary of liabilities in our Services tab UX. You can also click View Report and Download PDF to review the full results from your credit reporting agency.

Full credit report from CRA is available to view/download.

Adjusting Liabilities

You can also make limited adjustments to credit liabilities

• Click the edit pencil on the far right side of the liabilities table to edit a specific line item

  • Adjust remaining balance, payments, paid off by closing, and include/exclude in ratios.

  
• Click Add Liability at the top right of the table to include any additional liabilities that did not appear in the report